Encouragement

Comparison Rate

This isn’t about interest rates, although I will touch on them in an upcoming post. What this is about, is comparing ourselves to each other.

We’re over 50 (I’m 52) and I have little left to show for a lifetime’s worth of endeavour. It’s soul destroying and embarrassing. I see my contemporaries in their houses, with businesses or good jobs, driving great cars, wearing beautiful clothes and then I look at myself.

No home (am renting now). A 10 year old car (which I love and wouldn’t upgrade actually). I haven’t bought new clothes for nearly 2 years except underwear. I buy no name groceries, mostly cook every meal and save up to dine out 3 times a year for birthdays.

I look at others in my age group – going out to dinner at least once a week, talking about great food and wine, their investment properties. And then there’s Instagram. Holy cow. I love instagram but if you are on there in the wrong head space, some days it will destroy your spirit. So many rich, successful, beautiful people.

Then there’s me.

*Sigh*.

What I have to remember and try to remind you also, is that there isn’t a judge giving out ribbons to the one who makes the most the fastest. There are other benefits sure – but don’t you deep down wonder if maybe someone will turn up with a ribbon, award or camera and want to interview you for being fantastic? It’s not going to happen.

*Sigh*

 



I know I’m now alone in this. I know if you’re reading this, you are just like me. Desperately trying to work out how come you have nothing to show for nearly 30 years worth of work. Things happen. People have difficulties that often have nothing in particular to do with them, or their own drive. Shit does indeed happen.

This blog is here to help you accept that

 

  1. You are not alone

  2. It’s OK

  3. We can get through this starting from right now.

Try very very hard not to compare yourself against others. Do NOT compare yourself to anyone under 30 who is rich and killing it on Instagram or with a stupid iphone app. You and I both know we could separate them from their money in a heart beat because although they have made it, it’s keeping it that is the hard part.

We have made a tonne of money over 30 years. Absolutely tonne of it. And it’s all gone. We had little left over to save and wondered how everyone else was doing it.

Truth be told – everyone is in a bad as shape as you – or worse – in hidden debt they would die if you found out about.

So you’re here trying to find a way forward, and we are going to do that. One day, one expense, one bill, one saving, one investment at a time. Baby steps, over years, will get us to somewhere close to where we want to be.

 

If you liked this post please it share it with your friends – even the ones you think are doing fine. They might not be as fine as you think.

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